California Dental Insurance, Being Self-insured Worth The Cost?
If you do not have dental insurance and going to pay the cash cost for your dental services (otherwise know as being self-insured) here are a few things you may want to think about. Fees vary by dentist office and by geographic region, however here are average costs in the U.S. for several common procedures, from the American Dental Association Health Policy Institute’s 2013 Survey of Dental Fees:
*Teeth cleaning (prophylaxis) adult — $85.00
*White dental filling (one surface, anterior) — $149.00
*Silver filling (one surface, primary or permanent) — $125.00
*Porcelain crown fused to noble metal — $1,003.00
*Complete series of intra-oral X-rays — $124.00
With a typical HMO Dental Insurance Plan (Note Fees will very depending on the plan and geographic region)
*Teeth cleaning (prophylaxis) adult — Free – $30.00
*White dental filling (one surface, anterior) — $4.00 – $70.00
*Silver filling (one surface, primary or permanent) Free – $40.00
*Porcelain crown fused to noble metal — $160.00 – $550.00
*Complete series of intra-oral X-rays — Free – $25.00
With a typical Dental Discount Plan (Note discounts will very depending on the plan and geographic region)
*Teeth cleaning (prophylaxis) adult — $42.00 – $54.00
*White dental filling (one surface, anterior) — $66.00 – $85.00
*Silver filling (one surface, primary or permanent) 53.00 – $73.00
*Porcelain crown fused to noble metal — $548.00 – $687.00
*Complete series of intra-oral X-rays — 64.00 – $83.00
With a typical PPO Insurance Plan (Note coverages will very depending on the plan and geographic region)
*Teeth cleaning (prophylaxis) adult — Free up to UCR
*White dental filling (one surface, anterior) — 80% Covered up to UCR
*Silver filling (one surface, primary or permanent) 80% Covered up to UCR
*Porcelain crown fused to noble metal — 50% Covered up to UCR
*Complete series of intra-oral X-rays — Free up to UCR